Wealth & Fiduciary Advisor

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

SUMMARY/OBJECTIVES

The Wealth and Fiduciary Advisor is responsible for managing a book of fiduciary/investment management relationships while maintaining knowledge of Investments, financial and estate planning, fiduciary law and regulatory requirements. This position may serve as a primary point of contact to clients and promotes retention and growth of existing relationships and the development of new business. This position may also serve as a supporting role in the ongoing administration of client relationships in situations where fiduciary expertise is required and the relationship is otherwise managed by a Wealth Advisor or Senior Wealth Advisor. The role requires an ability to successfully forge relationships with internal and external business partners in designated markets.

ESSENTIAL FUNCTIONS

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Administrative/Operations

• Performs administrative functions in coordination with the Wealth Associate that include:
  • account openings
  • account additions
  • financial transactions
  • questions and complaints
  • asset/cash monitoring
  • account closing
  • fee processing
  • compliance oversight of account
  • discretionary distributions
  • regulatory reporting

• Prepares account information with assistance of Wealth Associate for the Management Oversight Committee (MOC).
• Understands and follows the fiduciary terms of trust agreement(s).
• Obtains and maintains current fiduciary information and other critical information necessary to successfully manage relationships.
• Coordinates management of non-financial assets such as real estate.

Client Service/Fulfillment

• Understands the financial, retirement, and estate planning goals of client.
• Works with Portfolio Manager to establish and/or review investment objectives with clients.
• Identifies problems and resolves them effectively and in a timely manner. Ensures problem resolution follow-up is performed, especially with the client, if necessary.
• Initiates ongoing contact to provide proactive, value-added client service.
• Provides expert advice/solutions for fiduciary problems and inquiries.

Sales

• Works with the Private Wealth team on the sale of new business and additions to existing relationships.
• Strives to achieve standard pricing for new and existing relationships.
• Conducts sales presentations and client meetings as appropriate.

Estate Settlement Duties

• Handles the administrative details of settling probate estates to ensure accurate and timely distribution of assets to beneficiaries.
• Ensures timely completion of court filings, creditor's payments, asset liquidations, and distributions.
• Coordinates with attorneys or accountants of record to ensure timely and accurate preparation of post-mortem tax plans and determination of payment of personal, estate, and generation-skipping transfer tax liabilities.
• Proactively controls and minimizes potential risks through knowledge and implementation.

Qualifications, Education, and Certification Requirements

• Education: Bachelor's Degree and/or equivalent work experience (5 years of trust and fiduciary related work). Preferred MBA, JD, CTFA, CFP or CPA
• Experience: Minimum of five years personal trust experience
• Knowledge: PC proficiency including Microsoft Office, demonstrated strong communication skills, both oral and written, strong math aptitude. Thorough knowledge of the interpretation and practical application of document provisions, probate law, taxes, investments, and the legal framework of trust administration.

TRAINING REQUIREMENTS/CLASSES

Participates in Estate Planning/Fiduciary training courses/seminars. PC Navigator, Word, Excel, PowerPoint, Salesforce and FiTek. New Employee Orientation, continuing education classes on investments, insurance, trust administration, fiduciary law and other financial services. Must continue to maintain professional certifications.

PHYSICAL DEMANDS

Examples: Must be able to effectively access and interpret information on computer screens, documents, and reports. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk.

WORK ENVIRONMENT

This position is in a private office.

Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered.

TRAVEL

Travel may be required to attend internal and external meetings as needed.

Equal Opportunity Employer, including disabled/veterans.